InsureMichigan

Michigan’s Trusted Independent Insurance Agent.

Get Better Coverage & Lower Rates.

Call or Text:

248-459-3045

Personal Service & Tailored Solutions.

We shop multiple carriers so you don’t overpay.

The level of service and support you expect.


Make sure you have the proper coverage and protection for your needs. And keep your costs in check.

Blue collar worker

Business Insurance

Protect your business with our commercial insurance programs and coverage options including

  • Workers Compensation
  • General Liability Insurance
  • Commercial Property Insurance
  • Commercial Auto
  • Commercial Umbrella
  • Cyber Liability
  • And any other Commercial Insurance coverage you may need!


We understand that every business is different, and we work closely with you to create a policy that fits your specific requirements.

Comprehensive Insurance Solutions

At Your Michigan Insurance, we offer a wide range of business and personal insurance services tailored to meet your unique needs. Our goal is to provide you with peace of mind through customized coverage options.

Insurance policy
Home on the water

Personal Insurance

Safeguard your home and auto with our personalized insurance solutions. We offer flexible coverage options that can be tailored to your lifestyle, ensuring that you and your family are protected against unexpected events.

How to Get Insurance with Us? Reach Out Directly!

*Takes less than 30 seconds and we’ll contact you within 24 hours!

Check out our YouTube Channel for more information on both

Commercial and Personal Insurance!

Recent Blog Posts & Videos

What Insurance Do Contractors Need in Michigan | Basics Explained
By Bryan Gutowsky May 5, 2025
Contractor insurance in Michigan explained. Learn what coverage contractors actually need, including general liability, workers’ comp, commercial auto, inland marine, and umbrella insurance.
What Does Replacement Cost Mean for Insurance? (Simple Explanation)
By Bryan Gutowsky May 1, 2025
What does replacement cost mean in insurance? Learn how replacement cost works, how it differs from market value and actual cash value, and why it matters for homes and businesses.
How Much Commercial Auto Liability Insurance Do You Need in Michigan?
By Bryan Gutowsky April 30, 2025
How much commercial auto liability insurance do Michigan businesses need? Learn why $1M CSL is common, when umbrella coverage makes sense, and more.
Most Affordable General Liability Insurance - Michigan Businesses
By Bryan Gutowsky April 28, 2025
Looking for affordable general liability insurance in Michigan? Learn what it covers, what affects cost, and how to find the best value without coverage gaps.
Progressive For Commercial Auto Insurance? (Pros & Cons)
By Bryan Gutowsky April 27, 2025
Thinking about Progressive for commercial auto insurance? Learn the pros, cons, pricing, claims experience, and who Progressive is best for.
What Does Homeowners Insurance Cover in Michigan?
By Bryan Gutowsky April 26, 2025
Learn what homeowners insurance covers in Michigan, including dwelling, personal property, exclusions, deductibles, and optional endorsements you should consider.
Commercial Auto Insurance for Landscapers in Michigan
By Bryan Gutowsky April 25, 2025
Learn what commercial auto insurance covers for Michigan landscaping businesses, required coverages, Unlimited PIP rules, trailers, and cost factors.
What Insurance Coverages Do Small Businesses Need in Michigan?
By Bryan Gutowsky April 21, 2025
Learn what insurance small businesses need in Michigan, including general liability, workers comp, commercial auto, cyber liability, and more.
Do You Need “Full Coverage” Auto Insurance In Michigan? It Depends
By Bryan Gutowsky April 20, 2025
Wondering if you need full coverage auto insurance in Michigan? Learn what “full coverage” really means, what it includes, what it doesn’t, and when it makes sense.
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