Learning Center

What Does Professional Liability Insurance (E&O Insurance) Cover?
By Bryan Gutowsky July 22, 2024
Wondering what professional liability insurance covers? Learn how E&O insurance protects businesses like consultants, architects, and IT professionals from costly lawsuits, legal fees, and client claims.
Is Cyber Insurance Mandatory? | Cyber Liability 101
By Bryan Gutowsky July 20, 2024
Cyber insurance isn’t legally required in 2024, but it's becoming a must-have for protecting your business from growing cyber threats. Learn what it covers and why it matters.
What Is Uninsured & Underinsured Motorist Coverage in Michigan?
By Bryan Gutowsky July 18, 2024
Learn why uninsured and underinsured motorist coverage is a must-have in Michigan. Discover what it covers, how it protects you after an accident, and why you should add it to your auto insurance policy.
What Does Tech E&O Insurance Cover?
By Bryan Gutowsky July 17, 2024
What does Tech E&O insurance cover? Learn how Technology Errors and Omissions Insurance protects tech businesses from negligence claims, cyber risks, and client financial losses.
What Is a Retroactive Date in Commercial Insurance?
By Bryan Gutowsky July 16, 2024
Confused about retroactive dates in insurance? Learn what a retroactive date is, why it matters, and how it affects coverage in claims-made policies like E&O, Directors & Officers coverage, and EPLI.
Does Cyber Insurance Cover Ransom Payments? Cyber Liability 101
By Bryan Gutowsky July 15, 2024
Wondering if cyber insurance covers ransomware attacks and ransom payments? Learn how cyber liability policies can protect your business from the financial and operational impact of a ransomware incident.
MI Workers Comp: Minimum Coverage Requirements (Why You May Want More)
By Bryan Gutowsky July 13, 2024
Learn Michigan’s workers’ compensation minimum coverage limits and why upgrading to higher limits—like $500K or $1M—can better protect your business and employees.
PLPD vs Full Coverage – What’s the Difference? MI Auto Insurance
By Bryan Gutowsky July 10, 2024
Confused about the difference between PLPD and full coverage in Michigan? Learn what each covers, when you might need one over the other, and how to choose the right auto insurance for your situation.
How To Comply With Cisco’s Insurance Requirements? (Basic Guide)
By Bryan Gutowsky July 9, 2024
Looking to partner with Cisco? Learn how to meet Cisco’s insurance requirements, including general liability, workers comp, cyber insurance, and professional liability. A simple guide for compliance.
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