Learning Center

What Insurance Do Contractors Need in Michigan | Basics Explained
By Bryan Gutowsky May 5, 2025
Contractor insurance in Michigan explained. Learn what coverage contractors actually need, including general liability, workers’ comp, commercial auto, inland marine, and umbrella insurance.
What Does Replacement Cost Mean for Insurance? (Simple Explanation)
By Bryan Gutowsky May 1, 2025
What does replacement cost mean in insurance? Learn how replacement cost works, how it differs from market value and actual cash value, and why it matters for homes and businesses.
How Much Commercial Auto Liability Insurance Do You Need in Michigan?
By Bryan Gutowsky April 30, 2025
How much commercial auto liability insurance do Michigan businesses need? Learn why $1M CSL is common, when umbrella coverage makes sense, and more.
Most Affordable General Liability Insurance - Michigan Businesses
By Bryan Gutowsky April 28, 2025
Looking for affordable general liability insurance in Michigan? Learn what it covers, what affects cost, and how to find the best value without coverage gaps.
Progressive For Commercial Auto Insurance? (Pros & Cons)
By Bryan Gutowsky April 27, 2025
Thinking about Progressive for commercial auto insurance? Learn the pros, cons, pricing, claims experience, and who Progressive is best for.
What Does Homeowners Insurance Cover in Michigan?
By Bryan Gutowsky April 26, 2025
Learn what homeowners insurance covers in Michigan, including dwelling, personal property, exclusions, deductibles, and optional endorsements you should consider.
Commercial Auto Insurance for Landscapers in Michigan
By Bryan Gutowsky April 25, 2025
Learn what commercial auto insurance covers for Michigan landscaping businesses, required coverages, Unlimited PIP rules, trailers, and cost factors.
What Insurance Coverages Do Small Businesses Need in Michigan?
By Bryan Gutowsky April 21, 2025
Learn what insurance small businesses need in Michigan, including general liability, workers comp, commercial auto, cyber liability, and more.
Do You Need “Full Coverage” Auto Insurance In Michigan? It Depends
By Bryan Gutowsky April 20, 2025
Wondering if you need full coverage auto insurance in Michigan? Learn what “full coverage” really means, what it includes, what it doesn’t, and when it makes sense.
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