Learning Center

What Is Inland Marine Insurance? Michigan Commercial Insurance 101
By Bryan Gutowsky August 31, 2024
Inland marine insurance protects property in transit, contractor tools, and offsite equipment. Learn how this essential commercial coverage works for Michigan businesses.
How Much Does Commercial Property Insurance Cost in Michigan?
By Bryan Gutowsky August 29, 2024
Wondering how much commercial property insurance costs in Michigan in 2024? Learn what factors impact pricing and how you can reduce your premiums as a business owner.
Michigan Auto Insurance Requirements: What Coverages Are Mandatory?
By Bryan Gutowsky August 27, 2024
Learn what auto insurance coverages are required in Michigan for 2025. Understand state minimums, PIP, uninsured motorist coverage, and why higher limits may better protect you.
What Is an Incident Response Plan? Why Your Business Needs One
By Bryan Gutowsky August 26, 2024
Learn what an Incident Response Plan is, why it matters, and how it protects your business from cyber threats. Every business—big or small—needs one.
What Is Builder’s Risk Insurance? When & Why You Need It
By Bryan Gutowsky August 25, 2024
Learn what Builder’s Risk Insurance is, when you need it, and why it’s essential for new construction or major renovation projects. Avoid costly coverage gaps with this specialized policy.
Umbrella Insurance vs Excess Liability in Commercial Insurance
By Bryan Gutowsky August 21, 2024
Learn the key differences between commercial umbrella insurance and excess liability coverage. Understand which is right for your business and how each provides added protection beyond your primary policies.
Who Pays for a Passenger’s Medical Bills After an Accident in Michigan?
By Bryan Gutowsky August 20, 2024
Confused about who covers medical expenses for a passenger in a Michigan auto accident? Learn how Michigan’s no-fault system works and why choosing Unlimited PIP coverage is so important.
How Much Insurance Do You Need for a Commercial Building?
By Bryan Gutowsky August 19, 2024
Learn how much insurance coverage your commercial building needs in Michigan. Understand replacement cost, business personal property, income loss, and more.
Does Cyber Insurance Cover Employee Mistakes or Negligence?
By Bryan Gutowsky August 18, 2024
Does cyber insurance cover employee mistakes? Learn how cyber liability insurance can protect your business from phishing, data mishandling, and other common errors—and when you might need E&O coverage instead.
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