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In the meantime, we have plenty of resources available on this website, our blog and YouTube Channel, please feel free to check them out below!

Builders Risk vs General Liability Insurance - What You Need
By Bryan Gutowsky April 3, 2025
Builder’s Risk vs General Liability insurance explained. Learn what each policy covers, who needs them, and what’s required to start construction.
How to Insure a Strip Mall or Shopping Center in Michigan
By Bryan Gutowsky April 2, 2025
Learn how to insure a strip mall or shopping center in Michigan, including property, liability, business income, blanket policies, and key coverage add-ons.
Workers Comp Audits Explained: How They Work and What to Expect
By Bryan Gutowsky April 1, 2025
Learn how workers comp audits work, why they happen, what records you need, and how to avoid costly mistakes that increase your premium.
General Liability Insurance For General Contractors: What To Know
By Bryan Gutowsky March 29, 2025
Learn how general liability insurance protects general contractors, what it covers, common exclusions, typical limits, and how premiums are calculated.
Does PIP Coverage Cover Family Members? (Michigan Auto Insurance)
By Bryan Gutowsky March 25, 2025
Does Michigan PIP coverage cover family members? Learn who qualifies as a resident relative, how PIP works, and why Unlimited PIP matters.
Product Liability Insurance vs. Product Recall Insurance
By Bryan Gutowsky March 24, 2025
Product liability insurance and product recall insurance cover very different risks. Learn the key differences, what each policy covers, and which your business may need.
Insurance You Need for a Condo or Townhome in Michigan
By Bryan Gutowsky March 23, 2025
Confused about condo or townhome insurance in Michigan? Learn the difference between HO-6 and HO-3 policies, what your association covers, and which coverage you actually need.
What Is Commercial Umbrella Insurance And Why Is It Important?
By Bryan Gutowsky March 19, 2025
Commercial umbrella insurance provides extra liability protection when a major claim exceeds your primary policy limits. Learn what it covers, how it works, who needs it, and why it’s becoming more essential for Michigan businesses.
How Much Does Liquor Liability Insurance Cost In Michigan?
By Bryan Gutowsky March 18, 2025
Liquor liability insurance is required for Michigan businesses with a liquor license. Learn what it covers, the legal requirements, cost factors, and how much bars and restaurants typically pay in Michigan.
General Liability vs BOP: Main Differences? Which One You Need?
By Bryan Gutowsky March 17, 2025
General Liability vs BOP insurance explained. Learn what each policy covers, how they differ, and which one your business needs for the right protection.
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