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In the meantime, we have plenty of resources available on this website, our blog and YouTube Channel, please feel free to check them out below!

Should You Bundle Multiple Properties Onto One Insurance Policy?
By Bryan Gutowsky August 15, 2024
If you own more than one commercial property in Michigan, bundling them onto one master insurance policy could save you money, simplify management, and ensure consistent coverage. Learn the pros and cons here.
Does Auto Insurance Provide Coverage While You Are Out Of State?
By Bryan Gutowsky August 14, 2024
Wondering if your Michigan auto insurance covers you when driving out of state? Learn how your coverage works across state lines and what protections stay in place.
By Bryan Gutowsky June 29, 2025
How Fast Will a Cyber Insurance Policy Respond After an Incident?
Tech E&O Insurance: Common Exclusions & Coverage Considerations
By Bryan Gutowsky August 12, 2024
Learn what Tech Errors & Omissions (E&O) insurance does not cover, including fraud, bodily injury, product liability, and more. Understand exclusions, policy limits, and how to better protect your tech business.
Can Business Owners Be Held Personally Liable for a Data Breach?
By Bryan Gutowsky August 11, 2024
Can business owners and executives be held personally liable for a data breach? Learn how negligence, compliance failures, and lack of insurance can put your personal assets at risk—and how to protect yourself with the right coverage.
What Is Gap Insurance in Michigan? Do You Need It? Is It Required?
By Bryan Gutowsky August 8, 2024
Wondering what gap insurance is and whether you need it in Michigan? Learn how gap insurance works, when it makes sense, and if it’s required by law.
MI Workers Comp: Do You Need Coverage for Independent Contractors?
By Bryan Gutowsky August 7, 2024
Do Michigan businesses need workers compensation for independent contractors? Learn the rules, exceptions, and best practices to stay compliant and protect your company.
Does Cyber Insurance Cover Social Engineering?
By Bryan Gutowsky August 1, 2024
Learn what social engineering is and whether your cyber liability insurance policy covers it. Discover key protections Michigan businesses need to avoid financial loss.
Michigan Homeowners Insurance: What Factors Impact Your Premium?
By Bryan Gutowsky July 31, 2024
Learn what factors impact your Michigan homeowners insurance premium—including location, home age, and insurance score—and discover practical ways to lower your costs.
Michigan Auto Insurance - Commercial vs Personal
By Bryan Gutowsky July 28, 2024
Learn the key differences between commercial and personal auto insurance in Michigan. Understand when you need each type, what they cover, and how to avoid costly coverage gaps.
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