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In the meantime, we have plenty of resources available on this website, our blog and YouTube Channel, please feel free to check them out below!

Commercial Lease Liability Insurance: What A Tenant Needs to Know
By Bryan Gutowsky February 18, 2025
Learn why landlords require liability insurance in commercial leases, how much coverage is typical, how to name your landlord as additional insured, and how to protect your business from lawsuit risk.
What Is An Installation Floater? And Why Contractors Need Them
By Bryan Gutowsky February 17, 2025
Learn what an installation floater is, how it protects your materials while in transit or waiting to be installed, and why it’s an essential part of a contractor’s insurance program in Michigan.
Best Home & Auto Insurance for High Net Worth Individuals in MI
By Bryan Gutowsky February 14, 2025
Explore the best home, auto & umbrella insurance solutions for high net worth individuals in Michigan — maximize protection for your assets and lifestyle.
How Much Does Commercial Umbrella Insurance Cost?
By Bryan Gutowsky February 13, 2025
Learn what factors determine the cost of commercial umbrella insurance and how much coverage small businesses and higher-risk industries typically pay per $1 million in protection.
Vehicles Covered On Commercial Auto Insurance in Michigan
By Bryan Gutowsky February 10, 2025
Learn what types of vehicles are covered under a commercial auto insurance policy in Michigan. We explain key coverage symbols, Hired & Non-Owned coverage, and how to ensure your business is fully protected.
General Liability Insurance for Alarm Contractors
By Bryan Gutowsky February 9, 2025
Alarm contractors face unique risks. Learn what general liability insurance covers—and what it doesn’t—so you can protect your business from third-party injury, property damage, and more.
Michigan Workers Comp Insurance for Small Businesses
By Bryan Gutowsky February 6, 2025
Learn the essentials of workers compensation insurance for small businesses in Michigan — who needs it, what it covers, how costs are determined, and how to stay compliant.
How To Get High-Limit Umbrella Insurance For Contract Requirements
By Bryan Gutowsky February 4, 2025
Need $5M, $10M, or even higher umbrella insurance limits to meet contract requirements? Learn how to secure high-limit umbrella coverage for your business, why it’s often required, and how an independent agent can help you find the right policy.
Grocery Store Insurance - Everything You Need To Know
By Bryan Gutowsky February 2, 2025
Learn everything you need to know about grocery store insurance in Michigan — from property and stock coverage to general liability, workers comp, and cyber insurance. Discover which coverages protect your store, employees, and inventory.
What Is The Average Cost Of Homeowners Insurance In Michigan?
By Bryan Gutowsky January 29, 2025
Discover how much homeowners insurance costs in Michigan for 2024–2025, what drives your premium, and proven strategies to lower your rate. Get data, tips, and real examples here.
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