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In the meantime, we have plenty of resources available on this website, our blog and YouTube Channel, please feel free to check them out below!

What Is Commercial Umbrella Insurance And Why Is It Important?
By Bryan Gutowsky March 19, 2025
Commercial umbrella insurance provides extra liability protection when a major claim exceeds your primary policy limits. Learn what it covers, how it works, who needs it, and why it’s becoming more essential for Michigan businesses.
How Much Does Liquor Liability Insurance Cost In Michigan?
By Bryan Gutowsky March 18, 2025
Liquor liability insurance is required for Michigan businesses with a liquor license. Learn what it covers, the legal requirements, cost factors, and how much bars and restaurants typically pay in Michigan.
General Liability vs BOP: Main Differences? Which One You Need?
By Bryan Gutowsky March 17, 2025
General Liability vs BOP insurance explained. Learn what each policy covers, how they differ, and which one your business needs for the right protection.
What Is The Best Commercial Auto Insurance For Contractors?
By Bryan Gutowsky March 16, 2025
Contractors in Michigan need the right commercial auto insurance to protect their trucks, employees, and business. Learn which coverages contractors must have, why personal auto won’t protect you, and how to choose the best commercial auto policy for your business.
Northern Michigan Second Home Insurance: What Coverage You Need
By Bryan Gutowsky March 12, 2025
Learn how to properly insure a second home or seasonal property in Northern Michigan. This guide covers classification, replacement cost, liability limits, water backup, service line coverage, short-term rental considerations, and umbrella protection.
What Are The Rates For General Liability Insurance?
By Bryan Gutowsky March 11, 2025
What Are The Rates For General Liability Insurance? (FULL Breakdown)
The Best Business Insurance For Landscapers In Michigan
By Bryan Gutowsky March 10, 2025
Looking for the best business insurance for landscapers in Michigan? This complete guide breaks down essential coverages like general liability, commercial auto, workers compensation, inland marine, and more—so you can protect your landscaping business, employees, and equipment.
Why Is Michigan Auto Insurance So Expensive? (5 Reasons)
By Bryan Gutowsky March 7, 2025
Michigan has some of the highest auto insurance rates in the country — but why? Learn the 5 main reasons why Michigan car insurance is so expensive, including PIP coverage, the no-fault system, uninsured drivers, and more.
Does Commercial Property Insurance Cover Wind & Hail Damage?
By Bryan Gutowsky March 5, 2025
Most standard commercial property insurance policies cover wind and hail damage—but not always in the way you think. Learn how deductibles, exclusions, and roof condition impact your coverage.
Product Liability Insurance For Manufacturing Companies
By Bryan Gutowsky March 4, 2025
Learn the basics of product liability insurance for manufacturers, what it covers, and why certain industries—like food, medical, and auto parts—may need specialized coverage.
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