Learn about Michigan’s minimum auto liability insurance requirements and why higher coverage limits like 250/500 may provide better protection. Compare state minimums vs. recommended limits.
Learn the basics of insuring a vacant commercial property. Discover why coverage costs more, how vacancy clauses work, and what insurance companies look for when underwriting vacant buildings.
Learn the key differences between general liability insurance and professional liability insurance. Discover which coverage your business needs to stay protected from lawsuits and claims.
Do businesses have to pay hackers if they suffer a ransomware attack? Learn what recent data shows, why ransom payments are declining, and how cyber insurance protects your company from growing cyber risks.
Learn how to determine how much commercial property insurance your Michigan business needs. We cover building coverage, tenant improvements, business personal property, flood, ordinance or law, equipment breakdown, and more.
Learn how workers compensation insurance rates are calculated in Michigan. We cover payroll, class codes, industry risk, and experience mods so you can better understand what impacts your workers comp costs.
Learn the difference between broad vs. standard collision deductibles in Michigan auto insurance. Compare costs, coverage, and when each option makes sense.
Learn why general liability insurance is essential for Michigan commercial real estate owners. Protect your properties from liability claims, legal defense costs, and tenant risks with the right coverage.
Learn the difference between temporary and permanent disability benefits under Michigan workers compensation. Understand how each benefit works, who qualifies, and how they impact lost wages after a workplace injury.